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Day 282 20181009

It’s that time of year when I need to look into car insuance costs.  Like lots of people now I do the usual cost dance with the insurance companies.  This dance consists of them charging more for the second year of insurance but quite a bit.  My step is then to use a comparison website for a cheaper price, followed by a phone call and negotiation to a lower price (or as sometimes happens a goodbye and a policy with someone else).  The insurance companies expect this and I believe that they provide a higher quote expecting it to come down.  I had mine reduced to that of a competitor without any haggling at all, which does make me wonder exactly how low they would have been willing to go.  Still, for a quick phone call I saved enough to be happy with the result.